MUHANGA: RAB yibukije abashinzwe ubuhinzi kurushaho kwegera abahinzi no kubafasha guhangana n’imihindagurikire y’ibihe

Ku wa 11 Ukuboza, Ikigo cy’Igihugu gishinzwe guteza imbere Ubuhinzi n’Ubworozi (RAB), kiyobowe na Dr. Florence Uwamahoro, cyayoboye inama mpuzabikorwa ku buhinzi mu Karere, igamije kunoza ikoreshwa ry’inyongeramusaruro, guteza imbere ubwishingizi bw’ibihingwa no kongerera abahinzi ubushobozi bwo guhangana n’imihindagurikire y’ibihe.

Intumbero yo kongerera abahinzi ubushobozi, kuborohereza kubona inyongeramusaruro zinoze no kubakangurira guhinga ibihingwa bihangana n’imihindagurikire y’ibihe ni byo byiganjemo mu nama mpuzabikorwa ku buhinzi yabereye mu Karere Muhanga ku wa 11 Ukuboza. Iyi nama yayobowe n’Umuyobozi Mukuru w’agateganyo wa RAB, Dr. Florence Uwamahoro, ari kumwe n’Umuyobozi w’Akarere wungirije Ushinzwe Iterambere ry’Ubukungu, Bizimana Eric.

Yitabiriwe n’abakozi bashinzwe ubuhinzi ku rwego rw’Akarere n’Imirenge, abacuruzi b’inyongeramusaruro, abahagarariye ibigo by’ubwishingizi ndetse n’abandi bafatanyabikorwa bakorera mu Karere. Yari intego yo kuganira ku buryo ibikorwa by’ubuhinzi byanozwa, uburyo bw’imicungire y’ifumbire n’imbuto zunganirwa na Leta bwakomeza kunozwa, n’uburyo gahunda y’ubwishingizi bw'ibihingwa yakwigishwa abahinzi benshi cyane batari barayisanganywe.

Iyi nama yahuriranye n’igihe cy’ihinga, aho abashinzwe ubuhinzi ku nzego zitandukanye bifuza kurushaho gutanga ubufasha bufatika ku bahinzi mu gukoresha neza ubutaka no gukoresha inyongeramusaruro ku gihe.

Dr. Uwamahoro yasobanuye ko ubuhinzi bushingiye ku bumenyi n’imiyoborere myiza aribyo shingiro ry’umusaruro mwiza. Yagarutse ku kamaro ko kugira ubufatanye bugera ku rwego rwo hasi, aho abashinzwe ubuhinzi mu Mirenge n’Akarere bafatwa nk’“ibikorwa by’ibanze” bituma gahunda z’igihugu zigera ku bahinzi bose.

Yagize ati:“Turifuza ubuhinzi butarenza igihe, ubuhinzi busobanukiwe n’ikirere, ubuhinzi bufite inyongeramusaruro zinoze kandi ziboneka ku gihe. Ibyo nibyo bituma tugira umusaruro uhamye n’iterambere rirambye.”

 Bimwe mu byagarutsweho birimo ikibazo gikomeje gutera ingaruka ku buhinzi: imihindagurikire y’ibihe. Abahinzi benshi bagendera ku miterere y’ikirere kitagishimangira imihigo yabo nk'uko byari bisanzwe mu myaka yashize. Dr. Uwamahoro yasabye abakozi b’ubuhinzi gukangurira abahinzi gukoresha imbuto n’ibihingwa bihangana n’imihindagurikire y’ikirere, birimo ibishyimbo byihuta, ibigori bihangana n’izuba, imyumbati, amasaka n’amarwa.

Yongeyeho ko hakenewe no gushishikariza abahinzi gusaranganya amaso ku makuru y’ikirere atangwa n’inzego z’ubumenyi, bakamenya igihe cyiza cyo gutera, gufumbira no gusarura.

Kimwe mu byahawe umwanya munini ni uko inyongeramusaruro zigomba kugera ku bahinzi ku gihe. Abacuruzi b’inyongeramusaruro basabwe gushyira imbere ubunyangamugayo, bakagenzura ubuziranenge bw’ibyo bacuruza, birinda ibicuruzwa bihindanyijwe cyangwa bidafite ubuziranenge.

Dr. Uwamahoro yagize ati:“Nimufashe abahinzi kubona imbuto nziza, ifumbire iboneye kandi ku gihe. Niyo nkingi ya mbere y’umusaruro mwiza. Leta irakomeza kunganira abahinzi binyuze mu ngengo y’imigabane y’inyongeramusaruro, ariko namwe mugomba kudufasha gutanga serivisi nziza.”

Yibukije kandi ko hari ahantu hateganijwe hitaruye, hazwi nka FOBASI (Sites zatoranyijwe), hakwiye kubungwabungwa no kurindwa umwanda kugira ngo imirima y’intangarugero ikorwamo itange ibisubizo byifuzwa.

Iyi nama yabaye umwanya mwiza wo kugaragaza ko ubwishingizi bw’ibihingwa bukiri ingorabahizi mu bahinzi benshi, nyamara ari kimwe mu byatuma abahinzi birinda igihombo giterwa n’imihindagurikire y’ikirere cyangwa ibindi byangiza.

Abahagarariye ibigo by’ubwishingizi batanze ibisobanuro ku buryo abahinzi bashobora kwibumbira hamwe, bagafata ubwishingizi bw’umwuga butuma igihe habayeho ibiza cyangwa igihombo, Leta ibunganira mu kwishyurirwa igice cy’igihombo.

Dr. Uwamahoro yavuze ko ari ingenzi kongera ubukangurambaga ku byerekeye ubwishingizi bw’ibihingwa:
“Abahinzi benshi baracyafata ubwishingizi nk’ikintu cy’amaherere. Ariko turabasaba kubigarukaho nk’igisubizo gikomeye mu kwirinda igihombo gituruka ku kirere n’izindi mpamvu. Abakozi bacu ku rwego rw’Akarere n’Imirenge bigomba kuba intumwa z’iyi gahunda.”

Indi ngingo yagarutsweho ni uko abahinzi bagomba gufashwa kubona amasoko y’umusaruro wabo, cyane cyane igihe cy’isarura binyuze mu bufatanye bw’inzego z’ubucuruzi, amasoko yunganira abahinzi n’abafatanyabikorwa b’inzego z’ubuhinzi.

RAB yasabye inzego z’abaturage n’ubuyobozi bw’Akarere kunoza uburyo bwo korohereza abahinzi kumenyekana ku masoko, kurwanya abahenda abahinzi (middlemen) no gushyiraho uburyo bwemewe bwo kugena ibiciro by’umusaruro, bituma umuturage abyungukiramo.

Mu gusoza ijambo rye, Dr. Florence Uwamahoro yasabye abakozi b’ubuhinzi ku rwego rw’Akarere n’Imirenge kurushaho kwegera abahinzi, kubaha ubujyanama bw’umwuga no kubereka uburyo bwose bushoboka bwabafasha kongera umusaruro.

Yagize ati:“Mujye kwegera abahinzi, mubafashe guhinga ubutaka bwose bwagenewe ubuhinzi, mubafashe kumenya igihe cyiza cyo gutera, kwita ku mbuto, gufumbira no kurwanya udukoko. Iyo mwegereye abaturage, ubuhinzi burarushaho gutera imbere.”

Inama mpuzabikorwa ku buhinzi yabaye ku wa 11 Ukuboza yongeye kwerekana ko gahunda z’igihugu zigamije kongera umusaruro, kurwanya imihindagurikire y’ibihe no kurushaho gufasha abahinzi zigomba guhurizwaho n’inzego zose.

RAB, ubuyobozi bw’Akarere, abacuruzi b’inyongeramusaruro, ibigo by’ubwishingizi n’abashinzwe ubuhinzi mu Mirenge bifatanyije mu guharanira ubuhinzi burambye, bushingiye ku bumenyi, ubujyanama bw’umwuga no kwegera abaturage.

Iyi nama yijeje abahinzi ko u Rwanda rukomeje gushyira imbaraga mu kongera umusaruro, mu kubafasha guhangana n’imihindagurikire y’ibihe no gukomeza kubashyigikira mu rugendo rwo kugera ku buhinzi bw’umwuga.

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